Mortgages, Home Equity LOCs & Loans

NMLS #737327

We do EVERYTHING Mortgage & Home Equity

Call and see what we can do for you: 800-267-0477

At Edwards, we work with members ready for home ownership. We encourage members to keep payments manageable to protect assets, plus Edwards works with current homeowners who want to use the equity in their homes to plan for education costs, home improvements, and much more.

We can assist you with:

  • First-Time Homebuyer Programs
  • Conventional, FHA and VA Loans
  • Fixed and Adjustable Rate Loans
  • Refinance your current mortgage from another lender to lower your payments and save
  • Financing available for owner-occupied and investment properties
To apply for a mortgage call 800-267-0477

To apply for a home loan or for more information about our mortgage lending options, contact our Real Estate Lending Professionals at 800-267-0477 or click here for information.


Rates Current as of 01/29/2024 and Annual Percentage Rate (APR) are subject to change. All loans listed above are 0 points loans. Not all members will qualify for these rates; other rates and terms are available. For more information on our MORTGAGES, start at our Home Loans page or Submit a MORTGAGE Loan Application. Edwards FCU is an Equal Housing Lender.

Home Equity Loan; easy to apply and great rates
  • Flexible terms up to 180 months – PLEASE call or stop in to apply
  • For more information on these and other mortgage loan programs contact an Edwards Real Estate Loan Specialist at 661.952.5945
  • Low rate and low monthly payment.
  • Enjoy fixed rates and a fixed payment option.
  • Borrow up to 80% of your loan to value.
  • Tax-deductible interest.
Rates

All loan rates and terms are subject to credit worthiness and approval. Rates and Terms may change at any time. Edwards Federal Credit Union is an Equal Opportunity Lender.

  • Low rate and low monthly payment – PLEASE call or stop in to apply
  • For more information on these and other mortgage loan programs contact an Edwards Real Estate Loan Specialist at 661.952.5945
  • Low variable rates.
  • No points or closing costs.
  • Easy-access to your HELOC funds through Online Banking and CALL-24.
  • Borrow up to 90% of your loan to value.
  • Tax-deductible interest.
  • Minimum advance is $500.00 (Initial advance must be at least $10,000).
Rates

 

We Do Business in Accordance with the Federal Fair Housing Law

(The Fair Housing Amendments Act of 1988)

It is Illegal to Discriminate Against Any Person Because of Race, Color, Religion, Sex, Handicap, Familial Status, or National Origin

In the sale or rental of housing or residential lots In advertising the sale or rental of housing In the financing of housing
In the provision of real estate brokerage services In the appraisal of housing Blockbusting is also illegal
Anyone who feels he or she has been discriminated against may file a complaint of housing discrimination:
1-800-669-9777 (Toll Free)
1-800-927-9275 (TTY)
www.hud.gov/fairhousing
U.S. Department of Housing and Urban Development
Assistant Secretary for Fair Housing and Equal Opportunity
Washington, D.C. 20410

 

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