*APR = Annual Percentage Rate. 1.99% APR, for 60-months is our preferred member rate for new or used but not all members will qualify. We have also lowered all other auto loan rates and these rates and terms may apply based on qualifications, credit worthiness and collateral conditions. Other restrictions may apply. Our rates have been reduced to put more money in your pocket, see us today to see how much you can save on your next purchase or by refinancing an existing auto loan from another lender. Unlike other financial institutions, there is no fee to apply and no refinance fee.
- NO application fees
- Low monthly payments
- Competitive interest rates
- Flexible terms up to 84 months
- No pre-payment penalty
“I’ve been an active member for a couple years now and just got approved for my 3rd auto loan with Edwards. I appreciate the rewards and promotions they have and the lending I’ve received through them. EFCU made the process easy and was very helpful! Glad to do business with them.” —Mary R.
Find out more about how vehicle refinancing can save you money.
We can also help you find a great deal with Autoland
It’s easy! We’ll help find the right vehicle for you, negotiate a fair price, guide you through financing with Edwards FCU, help with your trade-in, and even arrange for vehicle delivery to your Edwards FCU branch. You’ll save money and skip the hassle associated with salespeople and dealerships.
Call Us at 800.234.6999 to Get Started!
Here’s How it Works:
- We’ll assign an Autoland Personal Vehicle Shopper with no obligation!
- Select your new or pre-owned car, SUV, van, or truck from Autoland’s vast network of affiliated California dealers with the make, model and options you desire.
- Negotiate a price based on Autoland’s special dealer pricing.
- Get a great deal on your trade in.
- Pick up your vehicle at your Edwards FCU branch (or your home or office).
84 month terms available for loan amounts of $30,000+; Edwards members must reside in California to purchase through Autoland
Rates and terms are available based on credit rating and vehicle value. All loans are based on approved credit and we reserve the right to decline credit. Please call or check our Rates Page for additional information. Comprehensive, collision, and liability insurance coverage is required with deductibles of no more than $500. The vehicle title and insurance coverage must show Edwards FCU as the legal owner. The named person must sign all documentation required by Edwards FCU to allow the transfer.