Sign Up NOW to Experience Edwards Home and Mobile Banking
Our home/mobile banking offers you more features than ever before – and looks great and works great on all your desktop and mobile devices. You can log-in via a smart device using a pin, touch print or face recognition – plus, you have the ability to block your debit card if lost or stolen. Here are more features:
- Easy-to-use Billpay
- Deposit checks with a photo
- Apply for a loan
- Easily notify the credit union of international travel
- Block a lost/stolen card
- And more!
Can I contact the Credit Union via Edwards FCU home banking?
Yes, you can send a message and or question to the credit union via online banking and mobile banking to credit union employees with any questions. It is a secure email and questions will generally be answered the same business day.
Can I start to use Edwards FCU home banking if I’m a member, but I haven’t
used it in the past?
Absolutely. You can enroll through online banking or mobile banking by clicking the “enroll
” button . Members will need to input member number, SSN, DOB and a username and password that follows the rules shown at the enrollment form. After a successful enrollment, members can log in to both online banking and mobile banking with the same credentials.
Are there any fees for using Edwards FCU mobile banking?
No. Members will enjoy all online banking services free of charge from Edwards.
How Do I Get the Mobile App for my Device?
Mobile Banking apps are available to download.
- For iPhones, go to Apple App Store to download the Edwards Federal Credit Union app.
- For Android devices, go to Google Play to download Android app for Edwards Federal Credit Union.
However, if you don’t want to use mobile banking, you can always use the web browser on your phone to access online banking.
What is remote deposit capture (RDC) or Mobile Deposit?
RDC or more simply Mobile Deposit, allows members to capture check images to make deposits via their phone or tablet camera. Our Mobile Deposit feature allows for deposits to savings and checking accounts, as well as loan accounts and joint accounts.
Can I deposit a check right away?
Yes. Place the check on a flat surface, under good light to take pictures. Also make sure the check image is positioned right within the camera frame.
Can I still bring check deposits into a branch office?
Beginning July 1st, 2018, Federal Regulation CC was updated to prevent duplicate check deposit by using both a mobile device with camera and depositing a check in person. Therefore, if you deposit your check via mobile banking, you need to endorse the back of your check with “mobile deposit only”. Once endorsed this way, the check cannot be accepted at a branch.
What is the maximum amount I can deposit using Mobile Deposit?
You can deposit checks up to $3,000 per item; $10,000 per day.
Will holds be placed on checks submitted through RDC at mobile banking?
Yes, they may be. All deposits are subject to policies outlined in the Terms and Conditions applicable to all accounts.
What should I do with a check once it has been scanned successfully?
Store it in a secure location for at least 45 days, then destroy it.
Does my check require an endorsement?
Yes, please endorse the check with your signature and include “For Mobile Deposit”.