| ITEM | FEE | |
|---|---|---|
| The following fees are effective October 1, 2023 | ||
| General Fees and Charges | ||
| Account Activity Printout | $2.00 | |
| Account Overdrawn Over 30 Days | $15.00 | |
| Account Research/Reconciliation (per hr.) | $25.00 | |
| ATM-EFCU Transaction (>15 transactions) | $2.00 | |
| ATM-Non-EFCU Transaction (>6 transactions) | $2.00 | |
| Card Replacement (Debit) | $10.00 | |
| Cashier’s Check (per check) | $7.00 | |
| Corporate Check | $5.00 | |
| Domestic Collection Process (per item) | $20.00 | |
| Escheat Notice | $2.00 | |
| Faxes (outgoing-per 5 pages) | $5.00 | |
| International Collection Process (per item) | $30.00 | |
| IRA Closure/Transfer | $25.00 | |
| Legal Processing (per hour, except if prohibited by Law) | $50.00 | |
| Money Order | $2.00 | |
| Non-sufficient Funds (NSF) (each) | $29.00 | |
| Notary (per signature) | $15.00 | |
| Non-Member Check Cashing (each item) | $10.00 | |
| Overdraft Privilege (each item) | $29.00 | |
| Overdraft Protection (each item) | $3.00 | |
| Photocopy Requests (of any type) | $5.00 | |
| Returned Item | $29.00 | |
| Returned Mail | $10.00 | |
| Special Handling (rejected ACH, Checks, ATM corrections) | $5.00 | |
| Stop Payment Request | $29.00 | |
| Telephone Account Transfer (with staff) | $3.00 | |
| Temporary Checks (4 per page) | $3.00 | |
| Verification of Deposit | $10.00 | |
| Visa Gift Card (per card) | $3.50 | |
| Wire Transfer Domestic-Outgoing | $25.00 | |
| Wire Transfer International-Outgoing | $50.00 | |
| Safe Deposit Boxes | ||
| 3 x 5 (Annual Fee) | $50.00 | |
| 5 x 5 (Annual Fee) | $60.00 | |
| 3 x 10 (Annual Fee) | $70.00 | |
| 5 x 10 (Annual Fee) | $90.00 | |
| 10 x 10 (Annual Fee) | $120.00 | |
| 10 x 16 (Annual Fee) | $150.00 | |
| Key Deposit | $40.00 | |
| Box Drilling (actual cost incurred for drilling) | Varies | |
| Checking Accounts | ||
| Monthly Service1 | $6.00 | |
| Check Reorder | Varies | |
| Regular Savings Accounts | ||
| Below Minimum Balance2 | $5.00 | |
| Excessive Transaction3 | $10.00 | |
| Money Market Accounts | ||
| Excessive Transaction3 | $20.00 | |
| Credit Cards | ||
| Card Replacement | $10.00 | |
| Copy of Credit Cards Sale Draft (non-dispute) | $10.00 | |
| Copy of Credit Cards Statement | $5.00 | |
| Late Payment Fee | $25.00 | |
| Returned Item (Credit Card Check) | $29.00 | |
| Consumer Loans | ||
| Late Charge | $30.00 | |
| Loan Modification Fee | $50.00 | |
| Re-Processing | $25.00 | |
| Skip-a-Payment | $30.00 | |
| #colspan# | ||
| 1) Checking Monthly Service Fee will be waived with ANY ONE of the following: • Any loan with a balance including credit cards • Average daily checking balance of $1,000 or greater, or • Average daily balance between checking and ALL other savings accounts of $4,000 or more • 25 electronic transactions per month; each use EFCU debit card at an ATM or POS terminal counts as one; each online payment through bill pay counts as one and each ACH counts as one. • Any active military personnel with notification to the credit union • Any member under 18 or over 65 2) Monthly fee waived if balance is $50 or is combined with any other account or loan product. 3) See Truth in Savings Disclosure. In accordance with Regulation D. | ||