Auto/Secured Loan Rates and Terms

Loan TypeNewUsed
Rates effective September 1, 2019
LOAN TYPEAPR*
AUTONEW or USED
120% LTV based on MSRP, KBBV, or NADA Retail (including Tax, License, Delivery, GAP, and MBI).
Min. financed 6 years $15,000; 7 yrs. $30,000.
36 months2.99%
48 months3.24%
60 months3.49%
72 months3.99%
84 months4.49%
RV, BOAT, TRAILER, POWERSPORTSNEWUSED
LTV based on MSRP, RBBV, or NADA Retail (including Tax, License, Delivery, GAP, and MBI).
Maximum Vehicle Age 10 years.
60 months6.49%7.99%
84 months6.99%8.49%
120 months7.49%8.99%
MOTORCYCLENEWUSED
New: Max LTV 100% of purchase price, tax, license.
Used: Max LTV 100% of purchase price, tax, license or wholesale Blue Book, whichever is less.
Maximum Vehicle Age 10 years.
36 months5.49%6.29%
48 months5.79%6.49%
60 months6.29%7.29%
72 months6.99%7.49%
DEPOSIT SECURED
100% of available funds.
Shared Savings Secured LoanEarning rate+ 2.00%
*APR = Annual Percentage Rate. Rates shown are preferred member rates; other rates and terms may apply based on credit.

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