Auto/Secured Loan Rates and Terms

Loan TypeNewUsed
Rates effective July 1, 2020
LOAN TYPEAPR*
AUTONEW or USED
125% LTV based on MSRP, KBBV, or NADA Retail (including Tax, License, Delivery, GAP, and MBI).
Min. financed 6 years $15,000; 7 yrs. $30,000.
36 months1.99%
48 months1.99%
60 months1.99%
72 months2.49%
84 months2.99%
RV, BOAT, TRAILER, POWERSPORTSNEWUSED
LTV based on MSRP, RBBV, or NADA Retail (including Tax, License, Delivery, GAP, and MBI).
Maximum Vehicle Age 10 years.
60 months4.47%5.97%
84 months4.67%6.17%
120 months5.17%6.67%
144 months5.67%7.17%
180 months8.17%9.67%
MOTORCYCLENEWUSED
New: Max LTV 100% of purchase price, tax, license.
Used: Max LTV 100% of purchase price, tax, license or wholesale Blue Book, whichever is less.
Maximum Vehicle Age 10 years.
36 months4.47%5.97%
48 months4.47%5.97%
60 months4.47%5.97%
72 months4.67%6.17%
84 months4.67%6.17%
DEPOSIT SECURED
100% of available funds.
Shared Savings Secured LoanEarning rate+ 2.00%
*APR = Annual Percentage Rate. Rates shown are preferred member rates; other rates and terms may apply based on credit.

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