Auto Loan Refinancing


Use Edwards FCU to help you finance your existing auto loan with a better rate and lower your monthly payments. You can even reset your term, in most cases, and better align the loan with your current financial situation. Whatever the reason, we’re here to help.

Refinancing your auto loan with Edwards FCU could save you money! To get started call us, visit a branch, or Apply Online.

Some of the many benefits of an auto loan from Edwards FCU:

  • NO application fees!
  • Low monthly payments.
  • Competitive interest rates.
  • Flexible terms up to 84 months*.
  • No pre-payment penalty.
  • Convenient payment options online, by mail, through payroll deduction, or with automatic direct deposit.
Apply for a Loan


* 84 month terms available for loan amounts of $30,000+; Edwards members must reside in California to purchase through Autoland

Rates and terms are available based on credit rating and vehicle value. All loans are based on approved credit and we reserve the right to decline credit. Please call or check our Rates Page for additional information. Comprehensive, collision, and liability insurance coverage is required with deductibles of no more than $500. The vehicle title and insurance coverage must show Edwards FCU as the legal owner. The named person must sign all documentation required by Edwards FCU to allow the transfer.

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