Auto Loans

refinance your auto with us and get $100 cash back!

Get lower interest rates and payments when you refinance your auto loan from another financial institution with us. You’ll save money, increase your monthly budget and you’ll get $100 CASH BACK* 

We make it EASY to refinance or finance vehicles:

  • NO application fees
  • Low monthly payments
  • Competitive interest rates
  • Flexible terms up to 84 months
  • No pre-payment penalty
Apply Now!

Find out more about how vehicle refinancing can save you money.

Save big with vehicle refinancing

*$100.00 cash back applies to all qualified auto loans funded between September 1st and November 19th 2018. If loan is closed or paid off within 24 months of opening, the $100.00 cash-back will be forfeited and added to the payoff amount. Offer applies to auto loan pre-approvals or refinancing a non-Edwards FCU auto loan only; $10,000 minimum loan amount required for cash back. Indirect loans are not eligible for cash back. Loans with other lenders that have rates below 2.29% APR are not eligible for this offer. Rates, terms, and conditions vary based on qualifications, credit worthiness and collateral conditions. Membership with Edwards FCU required. Other restrictions may apply.

We Can Help You Find and Finance Your Next Vehicle with Autoland

It’s easy! We’ll help find the right vehicle for you, negotiate a fair price, guide you through financing with Edwards FCU, help with your trade-in, and even arrange for vehicle delivery to your Edwards FCU branch. You’ll save money and skip the hassle associated with salespeople and dealerships.

Call Us at 800-234-6999 to Get Started!

You can also, visit a branch, or Apply Online.

Here’s How it Works:

  1. We’ll assign an Autoland Personal Vehicle Shopper with no obligation!
  2. Select your new or pre-owned car, SUV, van, or truck from Autoland’s vast network of affiliated California dealers with the make, model and options you desire.
  3. Negotiate a price based on Autoland’s special dealer pricing.
  4. Get a great deal on your trade in.
  5. Pick up your vehicle at your Edwards FCU branch (or your home or office).


84 month terms available for loan amounts of $30,000+; Edwards members must reside in California to purchase through Autoland

Rates and terms are available based on credit rating and vehicle value. All loans are based on approved credit and we reserve the right to decline credit. Please call or check our Rates Page for additional information. Comprehensive, collision, and liability insurance coverage is required with deductibles of no more than $500. The vehicle title and insurance coverage must show Edwards FCU as the legal owner. The named person must sign all documentation required by Edwards FCU to allow the transfer.

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