NO APPLICATION FEES!
Low monthly payments
Competitive interest rates
Flexible terms up to 84 months
No pre-payment penalty
PLUS, FREE GAP INSURANCE – A $495 VALUE!
Rates
Apply for a Loan
What is GAP Insurance?
GAP insurance helps if your car is stolen or deemed a total loss. When your loan amount is more than your vehicle is worth, gap insurance pays the difference. For example, if you owe $30,000 on your loan and your car is only worth $20,000, your gap insurance covers the $10,000 gap, minus your deductible. GAP insurance really protects you and your loan in case of an unforeseen event that might render your vehicle totaled. It’s a really great credit union perk!
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“Edwards works hard to protect us at every turn. The GAP insurance we got with our auto loan covered the difference between what our car was currently worth and the amount we actually owed on it – saved us thousands!” |
We can help you find a great deal with Autoland
It’s easy! We’ll help find the right vehicle for you, negotiate a fair price, guide you through financing with Edwards FCU, help with your trade-in, and even arrange for vehicle delivery to your Edwards FCU branch. You’ll save money and skip the hassle associated with salespeople and dealerships.
Call Us at 800.234.6999 to Get Started!
You can also, visit a branch, or Apply Online.
Here’s How it Works:
- We’ll assign an Autoland Personal Vehicle Shopper with no obligation!
- Select your new or pre-owned car, SUV, van, or truck from Autoland’s vast network of affiliated California dealers with the make, model and options you desire.
- Negotiate a price based on Autoland’s special dealer pricing.
- Get a great deal on your trade in.
- Pick up your vehicle at your Edwards FCU branch (or your home or office).
84 month terms available for loan amounts of $30,000+; Edwards members must reside in California to purchase through Autoland
Rates and terms are available based on credit rating and vehicle value. All loans are based on approved credit and we reserve the right to decline credit. Please call or check our Rates Page for additional information. Comprehensive, collision, and liability insurance coverage is required with deductibles of no more than $500. The vehicle title and insurance coverage must show Edwards FCU as the legal owner. The named person must sign all documentation required by Edwards FCU to allow the transfer.
* New auto loans as low as 4.89% APR and used auto loans as low as 5.14% APR (Annual Percentage Rate) – these are our best rates on approved credit; up to 130% financing on vehicle purchases and refinances from another institution, maximum 36-month term. Monthly payments at 4.89% APR for a 36-month term estimated at $29.93 per $1,000 borrowed for new, and monthly payments at 5.14%% APR for a 36-month term estimated at $30.05 per $1,000 borrowed for used. New/used auto loans for model years 2013 or newer. Loan rates, financing, and down payment requirement based on credit rating and other underwriting factors. Other rates and terms may apply based on credit and/or term. EFCU membership required. GAP Insurance, a $495 Value is free for any new, use, or refinanced auto loan of $10,000 or more. Free GAP insurance promotion expires 6/30/2023.