Auto Loans

  • Low monthly payments
  • Competitive interest rates
  • Flexible terms up to 84 months
  • No pre-payment penalty
Apply for a Loan

“I’ve been an active member for a couple years now and just got approved for my 3rd auto loan with Edwards. I appreciate the rewards and promotions they have and the lending I’ve received through them. EFCU made the process easy and was very helpful! Glad to do business with them.” —Mary R.

Find out more about how vehicle refinancing can save you money.

Save big with vehicle refinancing

We can also help you find a great deal with Autoland

It’s easy! We’ll help find the right vehicle for you, negotiate a fair price, guide you through financing with Edwards FCU, help with your trade-in, and even arrange for vehicle delivery to your Edwards FCU branch. You’ll save money and skip the hassle associated with salespeople and dealerships.


Call Us at 800.234.6999 to Get Started!

You can also, visit a branch, or Apply Online.

Here’s How it Works:

  1. We’ll assign an Autoland Personal Vehicle Shopper with no obligation!
  2. Select your new or pre-owned car, SUV, van, or truck from Autoland’s vast network of affiliated California dealers with the make, model and options you desire.
  3. Negotiate a price based on Autoland’s special dealer pricing.
  4. Get a great deal on your trade in.
  5. Pick up your vehicle at your Edwards FCU branch (or your home or office).

84 month terms available for loan amounts of $30,000+; Edwards members must reside in California to purchase through Autoland

Rates and terms are available based on credit rating and vehicle value. All loans are based on approved credit and we reserve the right to decline credit. Please call or check our Rates Page for additional information. Comprehensive, collision, and liability insurance coverage is required with deductibles of no more than $500. The vehicle title and insurance coverage must show Edwards FCU as the legal owner. The named person must sign all documentation required by Edwards FCU to allow the transfer.

* Gas Cash is awarded in $100 increments per $10,000 borrowed to a maximum of $500. (excluding any GAP or Extended Warranty insurance). Offer valid between September 1, 2022 through November 30th, 2022. If loan is closed/paid off within 24 months of funding, the cash-back amount will be forfeited and added to the payoff amount. Offer applies to auto loan pre-approvals or refinancing a non-Edwards FCU auto loan only; $10,000 minimum loan amount required for Gas Cash. Indirect loans are not eligible for Gas Cash. Membership with Edwards FCU required. Other restrictions may apply.

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