Green Loans

Announcing Clean Green Loans

Make a GREEN LIFESTYLE – Your Very Affordable New Year Resolution!

Rates

Clean Green Vehicle Loans

As Low as 2,99% APR* for 5-years

Applicable Vehicle Types:

Loan Terms:

  • ALL-ELECTRIC

  • PLUG-IN HYBRID ELECTRIC

  • HYBRID AND/OR HIGHLY FUEL EFFICIENT with an EPA Fuel Economy of at least 40 MPG (combined city/highway)

  • FUEL CELL AND ALTERNATIVE FUEL VEHICLES (ethanol, natural gas, propane, hydrogen) with an EPA Fuel Economy of at least 40 MPG (combined city/highway)

  • Terms of 60 or 72 months

  • Amounts from $3,000 to $100,000

  • Fixed interest rates

  • New and used vehicles

  • No prepayment penalties

  • Automatic electronic payments

Apply for a Loan

Home Improvement Loans

As Low as 7,99% APR* for 5-years

Home energy efficiency improvement loans offer low rates and flexible terms.

Applicable Uses:

Loan Terms:

  • ENERGY EFFICIENT HVAC SYSTEMS

  • ENERGY EFFICIENT WATER HEATING SYSTEMS

  • ENERGY EFFICIENT LIGHTING

  • ENERGY EFFICIENT WINDOWS

  • INSULATION, WEATHERPROOFING, AIR SEALING, DUCT INSULATION, DUCT SEALING, ETC.

  • ENERGY EFFICIENT APPLIANCES

  • Secured and unsecured loans available depending on project type

  • Terms of 36, 60, or 120 months

  • Amounts from $1,000 to $75,000

  • Fixed interest rates

  • No prepayment penalties

  • Automatic electronic payments

  • Direct payment to retailer

Apply for a Loan

Electric Bicycle (e-bike) Loans

As Low as 7,99% APR* for 5-years

Applicable Bicycle Type:

Loan Terms:

New e-bikes, defined as any bicycle that includes an integrated electric motor, but also retains the ability to be pedaled by the rider.

NOTE: Electrified two-wheelers without pedals would be onsidered electric motorcycles, which are eligible for our clean energy vehicle loans described above.

  • Terms of 36 to 60 months

  • Amounts from $1,000 (max term 36 Months for loans less than $5,000) to $15,000

  • Fixed interest rates

  • No prepayment penalties

  • Automatic electronic payments

  • Direct payment to retailer

Apply for a Loan

All loan rates and terms are subject to credit worthiness and approval. Rates and Terms may change at any time. Edwards Federal Credit Union is an Equal Opportunity Lender.

Solar Electric System Loans

As Low as 4.25% APR* for 5-years

By offering up to 100% financing with no money down, our solar electric system loans allow you to swap your monthly electric bill for a monthly loan payment on a solar electric system — one which you would later own free-and-clear at the end of the loan repayment period.

Loan Types:

Loan Terms:

When financing a new solar electric system, you can choose one or both of these loan types:

A 12 OR 18 MONTH LOAN that covers your 0% solar tax credit (i.e. the Section 48D federal income tax credit that’s available for new residential solar electric systems at up to 26% of the eligible project cost in 2020)

– OR –

A 12–YEAR OR 15–YEAR FIXED RATE LOAN on the remaining portion of your solar electric system cost (i.e. up to 74% of the eligible project cost in 2020). This loan will be secured by either a UCC filing, a second trust deed or a Clean Green Solar home equity loan.

  • Secured by the solar equipment that’s installed, or the equity in your home

  • Loan amounts up to $70,000 per loan

  • Fixed interest rates

  • No prepayment penalties

  • Automatic electronic payments

  • No prepayment penalties

  • Automatic electronic payments

Apply for a Loan

*APR = Annual Percentage Rate. Rates shown are our lowest rates for preferred borrowers and reflect a Clean Green Loan rate discount ranging from 1/2 to 1% APR. Discounts are available to all qualified borrowers however, other rates and terms may apply. Most Clean Green loans require direct payment to vendor. Not all financing options for Clean Green Solar loans may be available for solar loans but we are working on it diligently. All loans are subject to credit approval and not all borrowers will qualify. Please contact the credit union with questions about any of our Clean Green loans.

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