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Rates
Clean Green Vehicle Loans
As Low as 6.25% APR* for 5-years
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Home Improvement Loans
As Low as 7.99% APR* for 5-years
Home energy efficiency improvement loans offer low rates and flexible terms.
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Electric Bicycle (e-bike) Loans
As Low as 7.99% APR* for 5-years
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New e-bikes, defined as any bicycle that includes an integrated electric motor, but also retains the ability to be pedaled by the rider. NOTE: Electrified two-wheelers without pedals would be onsidered electric motorcycles, which are eligible for our clean energy vehicle loans described above. |
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All loan rates and terms are subject to credit worthiness and approval. Rates and Terms may change at any time. Edwards Federal Credit Union is an Equal Opportunity Lender.
Solar Electric System Loans
As Low as 4.25% APR* for 5-years
By offering up to 100% financing with no money down, our solar electric system loans allow you to swap your monthly electric bill for a monthly loan payment on a solar electric system — one which you would later own free-and-clear at the end of the loan repayment period.
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When financing a new solar electric system, you can choose one or both of these loan types: A 12 OR 18 MONTH LOAN that covers your 0% solar tax credit (i.e. the Section 48D federal income tax credit that’s available for new residential solar electric systems at up to 26% of the eligible project cost in 2020) – OR – A 12–YEAR OR 15–YEAR FIXED RATE LOAN on the remaining portion of your solar electric system cost (i.e. up to 74% of the eligible project cost in 2020). This loan will be secured by either a UCC filing, a second trust deed or a Clean Green Solar home equity loan. |
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*APR = Annual Percentage Rate. Rates shown are our lowest rates for preferred borrowers and reflect a Clean Green Loan rate discount ranging from 1/2 to 1% APR. Discounts are available to all qualified borrowers however, other rates and terms may apply. Most Clean Green loans require direct payment to vendor. Not all financing options for Clean Green Solar loans may be available for solar loans but we are working on it diligently. All loans are subject to credit approval and not all borrowers will qualify. Please contact the credit union with questions about any of our Clean Green loans.