Home Loans

Rates

At Edwards FCU, we’re committed to helping our members achieve the stability that smart home ownership can provide. Our staff works with members who want to set goals to prepare for home ownership. We encourage members to keep payments manageable to protect assets, plus Edwards FCU works with current homeowners who want to use the equity in their homes to plan for education costs, home improvements, and much more.

We can assist you with:

  • First-Time Homebuyer Programs
  • Conventional, FHA and VA Loans
  • Fixed and Adjustable Rate Loans
  • Refinance your current mortgage from another lender to lower your payments and save
  • Financing available for owner-occupied and investment properties

You can Apply Now for a home loan. Or for more information about our mortgage lending options, contact our Real Estate Lending Professionals at 661.952.5945.

Mortgage Loans

  • 5/1 Adjustable Rate Mortgage (ARM).
  • Fixed rate for 5 years, then variable for remaining 25 year term.
  • Lower initial payments for 5 years can help you get into your first home.
Apply for a Loan

 

Home Equity Loan

  • Flexible terms up to 180 months.
  • Low rate and low monthly payment.
  • Enjoy fixed rates and a fixed payment option.
  • Borrow up to 80% of your loan to value.
  • Tax-deductible interest.
Apply for a Loan

 

Home Equity Line of Credit

  • Low rate and low monthly payment.
  • Low variable rates.
  • No points or closing costs.
  • Easy-access to your HELOC funds through Online Banking and CALL-24.
  • Borrow up to 90% of your loan to value.
  • Tax-deductible interest.
  • Minimum advance is $500.00 (Initial advance must be at least $10,000).
Apply for a Loan

All loan rates and terms are subject to credit worthiness and approval. Rates and Terms may change at any time. Edwards Federal Credit Union is an Equal Opportunity Lender.

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