Savings

Savings Account and Dividend Rates

 

Share Savings

Open your Share (Savings) Account with just $1 and start enjoying the benefits of membership. You’ll start earning dividends with a balance of just $25.

  • Manage your account 24/7 with Online Banking.
  • Enjoy easy account access with your ATM Card.
  • The option of using our CALL-24 automated phone service.
  • Your Share (Savings) Account can even be used as collateral for affordable Shared Secured Loans.

Money Market Savings

An Edwards Federal Credit Union Money Market Account offers higher dividend rates than regular savings but still affords you the flexibility of access to your money when you need it. No monthly service charge applies, and a minimum deposit of $2,500 is required to open.

Competitive Dividend Rates

Dividend rates are competitive, variable, and subject to change monthly. Rates are also tiered, and paid monthly on the average daily balance.* The more you invest, the more you earn.

Convenient Deposits/ Withdrawals

Deposits to your Edwards Federal Credit Union Money Market can be made by any means – in person, by mail, telephone transfer, direct deposit or payroll deduction. You select the method that’s most convenient to you.

Withdrawals from your Money Market Account may be made by mail, in person or by telephone transfer (with proper authorization). For convenience, you may make up to six (6) withdrawals per statement period.

FREE Checks

Open an Edwards Federal Credit Union Money Market Account and your checks are always free.

Organizational Savings

Open a savings account for your club or non-profit organization today. Boy Scouts, Girl Scouts, Rotary Club – benefit from the high yield savings features available to members.

* Money Market Account balances that fall below the required minimum deposit/balance will earn the regular share (savings) rate instead of a higher tiered rate.

Truth-in-Savings – for important information about dividends, terms, fees, penalties, specific details and conditions associated with your Credit Union accounts, please ask for a copy of our Truth-in-Savings disclosure, “About Your Credit Union Accounts.”

All deposits are insured up to $250,000 by the National Credit Union Administration a federal government agency. Annual Percentage Yields are subject to change without notice. Some penalties may apply for early withdrawal.

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