* 0% APR (Annual Percentage Rate) for 12-months available on cash advances made during the promotional period of 7/01/2022 through 8/31/2022. Cash advances made during the promotional period will be subject to a cash advance fee equal to 3% of the amount being advanced. After initial 12 month promotional 0% interest rate period expires, rate will adjust to the then-current interest rate offered by EFCU. Standard rates start as low as 8.99% APR fixed. Advertised rate and financing is based on creditworthiness and may not be available to all recipients; other conditions may apply. Refinance of existing Edwards Federal Credit Union (EFCU) loans excluded from this offer. Actual interest rate after 12-month promotional period may be higher than 8.99% depending on borrower’s credit rating and other underwriting factors. Minimum monthly payments during and after the promotional period is 3% of the outstanding balance, and is estimated at $30 per $1,000 borrowed. Rates accurate as of 7/01/2022 and are subject to change.
Our Visa® Platinum Card rocks the house & the sky!
This is our BEST MEMBER BENEFIT
- Low fixed-rates starting as low as 8.99%APR**
- No annual fees
- Low fixed-rates
- Low monthly payments
- Convenient 25-day payment grace-period
- No interest for balances paid in full by the date due
- No transaction fee for purchases
- A global network of ATMs
- The prestige of Platinum and purchasing power everywhere VISA® and VISA® Credit Cards are accepted
- Emergency cash and lost or stolen card replacement
- Warranty Manager
Edwards also provides FREE Fraud Text Alerts – continuous monitoring of your Edwards Visa debit and credit cards to identify and prevent fraudulent transactions.
Verified by VISA®
It’s fast, easy, and free. It’s Verified by VISA® – the best way to protect yourself while you’re shopping online. Edwards FCU and VISA® are proud to bring you the extra feature which ensures that your personal information is protected, and your shopping experience is pleasant.
Here’s how Verified by VISA® works:
- Shop at participating online stores. Make purchases as usual by entering your VISA® number and submitting your order.
- A window will appear asking for your Verified by VISA® password so your identity can quickly be confirmed.
- Now you’re done. You will simply return again to the online store.
Sign up at www.usa.visa.com. Choose your personal password and activate your card. Then you can access “Places to Shop” to see all the Internet sites where Verified by VISA® protects you. If you use your card at a website that’s not yet participating, it continues to work as usual.
Lost or Stolen Cards
LOST/STOLEN CARD – GENERAL INFORMATION
During Business Hours
661-952-5945 or 877-256-3300
REPORT LOST/STOLEN/FRAUD CARD
DEBIT CARDS – Press “4#”
VISA CARDS – Press “5#”
** All loan rates and terms are subject to credit worthiness and approval. Rates and Terms may change at any time. Edwards Federal Credit Union is an Equal Opportunity Lender.